MONEY AND MARRIAGE MASTER CLASS: LESSON 18
MAJOR MISTAKES OF COUPLES ABOUT MONEY – Part 1
Bisi Adewale
Mistakes they say are part of life but mistakes differ in levels. There are some mistakes one can make that will cause a life-time of problems or regret except something is done to remedy it.
Money which could be one of the major killers of marriage needs to be handled with the right wisdom if peace and tranquility must be the order of the day in the home. The following mistakes must be avoided.
- Living Apart to Make More Money. Couples who live separately do have financial reasons which are often borne out of the desire to make more money. No amount of money can satisfy anyone in marriage. Lack of money or too much money can pose a threat to the family if the couple lacks finance handling skills. The reason for getting married is not for financial gains or aggrandizement. When couples live apart, they spend more money on accommodation, transportation, feeding, payments of bills, etc. Asides this, the marriage stands the risk of ending in divorce as it opens the door for extra-marital affairs. Let no job separate you from your marital home. In fact, any money you cannot make together under the same room is “problem” money. Any money you make at the expense of your marriage may culminate in sorrow. No greener pasture is truly green if your family is not in it.
- Lack of Trust. Where couples don’t trust each other, it will be difficult for them to make it big financially because the synergy that exists between friendly couples which ensures success, is absent in their union. Where there is no trust, they can’t have a common vision or goal and they can’t pull their resources together. Due to lack of trust, couples pursue individualistic goals and vision which will definitely limit them.
- Abandoning purpose. Purpose is what you are born to do, programmed to do efficiently, the problem you are created to solve, questions you are created to answer, that thing you enjoy doing and that thing people enjoy when you do it. Inside purpose lays your prosperity, honour, fame, satisfaction, celebration and fulfillment. Take time to discover it, work on it, and release your passion, time and resources. You will be surprised at the results you will get. Life outside one’s purpose is a life of penury and difficulty. Focus on your purpose together and you will be on your way to success and fulfillment. Never neglect your source of wealth.
- Treating money as a ‘Touch not’. Treat money as a servant not as a master. Money should not be valued above your spouse. Why should you allow someone to see your nudity, yet, you hide your money from that same person? Open up, talk about your money together and be flexible about your money.
- Fighting over money. Dispute over money is one of the major causes of conflict in any home. It is an act of ignorance and immaturity to be fighting over money as couples. Do not attach too much importance to money to the detriment of your relationship. You should not have “my money” in marriage but “our money”, such that if some money is missing at home, it will not cause a drift.
- Extravagant lifestyle. Extravagant lifestyle connotes extravagant spending. Extravagance in some families is the reason for their poor financial state today. Buying things to show-off, buying the latest cars, electronics, phones, clothes, shoes and bags are all signs of an extravagant living. Also buying things in excess, condemning what is still in good condition so as to get the latest in town, renting an apartment that is too expensive for your status or spending without planning for tomorrow are pointers to an extravagant lifestyle. Those living extravagantly today may beg for bread tomorrow as they end in regrets.
- Reliance on third parties for sustenance. Reliance on third parties as a couple will only pegs your financial level at subsistence level and you end up becoming a burden or an object of ridicule to your financiers. Anyone who depends on third parties can never become rich. The people you are depending on also have their financial responsibilities. So what happens to you and your children when they cut their supply? Sit down and think about what you can do to become self-reliant.
- No savings. Majority of couples in abject poverty today are those that failed to save a part of their earnings in the bank yesteryears. No matter how small your salary is, cultivate the habit of saving6. Your earnings may not even be up to what you need, cut your needs and save part of it for tomorrow. Little drops of water make a mighty ocean. Don’t just save your money at home or in the hands of a friend, open a bank account. Save now if you must be safe from financial embarrassment tomorrow.
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Pastor Bisi Adewale is a family and relationship expert; author of Secret of Irresistible Wife and more than 70 other books on marriage and family life. You can reach him on familybooster@gmail.com, 08068312004, 08051512823, BB: 2AF5C883, Blog: www.bisiadewale.com, Website:www.familybooster.comfacebook.com/PastorBisiAdewale.Twitter@bisiadewale
MONEY AND MARRIAGE MASTER CLASS: LESSON 18
MAJOR MISTAKES OF COUPLES ABOUT MONEY – Part 1