How to Deal With January Cash-Crunch Pt 2

The truth is, you can live in January as in any other month; you can live without being broke, if you understand what it takes to “tie down” your money. I will show you some of them here:
1. Plan your Life. What do you really want for yourself, what do you really want in the New Year?
Plan now. Much money without planning will make you spend endlessly and run into debt. Plan your life and live better.